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Vienna's Property and Liability Coverage
Homeowners often try to do all they can to protect their homes from natural disasters and fires. For example, many homeowners take out warranties for appliances. But some property owners may not have adequate insurance protection against potential sewer or water damage, in which the utility is not legally liable.  

Virginia localities are financially responsible for private property damage only in instances in which the locality is legally liable for damages. In those cases in which the Town is liable, Vienna, like many other localities, carries property and liability coverage through a municipal liability insurance program.
Some homeowner and tenant insurance providers do not cover all types of property damage. Some will cover certain classes of damages if you pay for specific types of coverage. For that reason, the Town strongly suggests that residents and customers of the Town’s utilities check with their insurance provider to ensure that they have purchased an adequate amount of coverage to protect their property. Anyone with questions about their property insurance may contact the Town at 703-255-6351.